In short: tempered glass is heat-treated so it is stronger and breaks into small blunt granules. Laminated glass is two panes bonded by a plastic interlayer, so it holds together when broken. Low-E is an invisible coating that reflects heat. An insulated unit is two or more panes sealed with a gap between them. These are not alternatives — most good glazing here is several of them at once.
Tempered glass: stronger, and it breaks safely
Tempering is a heat treatment. The glass is heated close to softening and then cooled rapidly, which locks the surface in compression. The result is several times stronger than ordinary annealed glass and considerably better at surviving the temperature differences a facade sees here between shaded and sunlit areas of the same pane.
The more important property is how it fails. Instead of long sharp shards, tempered glass shatters into small granules with dull edges. That is why it is required in doors, in glass beside doors, in shower screens and in anything at low level that a person could walk into.
Two consequences follow. It cannot be cut, drilled or edge-worked after tempering — every hole and cut-out has to be made before the treatment, which is why a change of mind about a handle position means a new pane. And when it does break, it breaks completely: the whole panel goes at once, rather than cracking and staying put.
Laminated glass: it stays in the frame
Laminated glass is two or more panes bonded to a tough plastic interlayer under heat and pressure. Broken, it cracks but holds together, because the fragments stay stuck to the interlayer. That single behaviour is why it is the right glass anywhere a falling pane would be dangerous.
It is mandatory thinking for anything overhead — canopies, skylights, glass roofs — and it is the sensible specification for balustrades, for full-height glazing on upper floors, and for any opening where a broken pane would leave a hole into an apartment.
It brings two useful side effects. The interlayer blocks almost all ultraviolet, which slows the fading of furniture and floors — a real benefit at this latitude. And it damps sound noticeably better than a single pane of the same thickness, which is why acoustic glass is usually laminated with a special interlayer.
Laminated and tempered are not rivals: the best specification for a balustrade or a large door is usually toughened-laminated, which is both.
Low-E and solar control coatings
A low-emissivity coating is a microscopically thin metallic layer on the glass surface. It is nearly invisible — a faint blue-green cast at an angle — and it reflects heat radiation while letting visible light through. In a cold climate it keeps warmth in. Here it does the reverse and far more usefully: it turns back a large part of the sun's heat before it enters the room.
Solar control coatings are the same idea pushed further, and they are the single most effective glass choice for this climate. The trade is light: the more heat a coating rejects, the more it tends to dim and tint the view. The balance between the two is a genuine design decision rather than a case of buying the strongest available.
The coating is delicate and always faces into the sealed cavity of an insulated unit, where it cannot be touched or cleaned. That is one reason low-E is nearly always part of a double-glazed unit rather than a single pane.
Insulated units: how many panes, and what is between them
An insulated glass unit is two panes — occasionally three — held apart by a spacer bar around the edge and sealed. The gap does the insulating, either with dry air or, better, with argon, which conducts heat less readily.
The spacer matters more than people expect. A traditional aluminium spacer conducts heat around the edge of the unit, which is where condensation first appears; a warm-edge spacer of plastic or stainless reduces that. On a large unit it is a small cost and a visible difference at the perimeter.
The seal is what determines the unit's life. If it fails, moisture enters the cavity and the unit fogs internally — the misting between the panes that cannot be cleaned. That is a manufacturing and installation question, and it is worth asking what the edge seal specification is on a large order.
What to specify where
Windows and sliding doors on a home here: a double-glazed unit with a solar control or low-E coating on the outer pane, tempered where the size or position requires it. This is the combination doing the real work against heat.
Balustrades and anything overhead: laminated, and normally toughened-laminated. The interlayer is not optional in these positions.
Shower screens and internal doors: tempered. Heat performance is irrelevant indoors; safe breakage is the whole requirement.
Rooms facing a road or flight path: laminated with an acoustic interlayer, in an insulated unit with panes of different thicknesses. Two identical panes resonate together; different thicknesses do not, and that asymmetry is a large part of how acoustic glazing works.
Ask two questions of every pane: what happens if it breaks, and how much of the sun does it stop. The first is settled by tempering or lamination and is a safety matter with a right answer; the second is a balance between heat and daylight, and that one is genuinely yours to choose.